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You can always opt out, or choose a different investment.But you are probably better off staying put, since a target-date fund is great option, especially for investors just starting out.There are many online pregnancy calculators (see Baby due date calculator that can tell you when your baby is due, if you type in the date of the first day of your last period.A simple method to calculate the due date is to add seven days to the date of the first day of your last period, then add nine months.

You’re not imagining it; people lose friends when their close comrades enter into new romantic relationships.

This is why solar eclipses seem to travel from one place to another August 21, 2017: Total solar eclipse in the USThere are 4 different types of solar eclipses.

How much of the Sun's disk is eclipsed, the eclipse magnitude, depends on which part of the Moon's shadow falls on Earth.

The fund’s asset mix gradually shifts over the years to become more conservative by the time you retire. If you're 30 years old today, you might be placed in a 2050 fund, since that year is close to when you will turn 65, the traditional retirement age.

(A fund company will typically offer a series of target funds in five-year increments.)The changing asset mix, also called a glide path, means that a target-date fund's portfolio will look quite different depending on your age.